Categoría: Legal Bulletin

Ministerial Agreement No. MDT-2025-054, issued on May 15, 2025, and published in Official Register No. 52 on June 4, 2025, amends the Regulation for the Qualification and Certification of Direct Substitutes for Persons with Disabilities, originally established by Ministerial Agreement MDT-2018-0180. This update aligns the requirements with the technical criteria set forth in Ministerial Agreement…

Key Aspects: The Superintendency of Personal Data Protection («SPDP») has issued two new rulings in response to queries raised by public and private organizations, reaffirming and expanding on interpretative criteria relevant to the application of the Organic Law on Personal Data Protection («LOPDP») and its General Regulations («RLOPDP»). Both responses address sensitive issues with significant…

Date: May 21, 2025 | Supplement: Sixth Supplement to Official Register No. 43 By means of Resolution No. NAC-DGERCGC25-00000009, published in the Sixth Supplement to Official Register No. 43 of May 21, 2025, the Internal Revenue Service (SRI) modifies the provisions applicable to the declaration of the Foreign Currency Exit Tax (ISD) generated by payments…

Ministerial Agreement No. MDT-2025-053, issued on May 12, 2025, and published in the Official Register on May 15 of the same year, amends Ministerial Agreement No. MDT-2023-140, which sets forth the General Regulations Applicable to the Control of Employer Obligations and Inspection Procedures. Amended Articles and Key Changes 1. Article 1: Incorporation of Article 5.1…

On May 14, 2025, the Organic Law Amending Various Laws Regarding Age Discrimination and Equal Treatment in the Labor System was published in the Official Registry. This law introduces several amendments to the Labor Code and the Organic Law of the National Public Procurement System. Below is a summary of the key reforms: Amendments to…

On April 30, 2025, the Superintendency of Companies, Securities and Insurance, through Resolution No. SCVS-INPAI-2025-00022483, decided to extend the deadline established in Article 20 of the Companies Law for the submission of the required documentation until May 31, 2025. This extension applies exclusively to companies domiciled in the province of Esmeraldas. This resolution came into…

Key Points: On May 8, 2025, the Superintendency of Economic Competition (“SCE”) issued Exhort No. SCE-2025-1 in response to the health alert declared by the National Emergency Operations Committee (COE). This decision was prompted by the mandatory use of face masks in educational institutions, the shortage of these products, rising prices, and concerns expressed by…

By Resolution No. JPRF-S-2025-0152 dated April 30, 2025, the Financial Policy and Regulation Board (the “Financial Board”) issued the “Regulation Governing Insurance Technology Service Providers” (the “Regulation”). This Regulation is based on the Organic Law for the Development, Regulation and Control of Technological Financial Services (Fintech Law). I. Purpose The Regulation aims to establish the…

On April 9, 2025, the Board of Financial Policy and Regulation, through Resolution No. JPRF-S-2025-0146, in Book III of the Codification of Monetary, Financial, Securities, and Insurance Resolutions, under Title III, «On the Supervision, Control, and Information of the Private Insurance System,» replaced Chapter VII regarding the «Regulation on Segments and Maximum Mandatory Investment Percentages,»…